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07:09
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Showing posts with label Prelims2018. Show all posts
Showing posts with label Prelims2018. Show all posts
Saturday, April 14, 2018
Vision IAS PT 365 Social Issues PDF [Hindi Medium]
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Friday, April 13, 2018
Target 2018 Science & Technology By Shankar IAS
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Vision IAS PT 365 Polity PDF [Hindi Medium]
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06:45
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Wednesday, April 11, 2018
VISION IAS BUDGET (HINDI) 2018-19 PDF
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SUMMARY OF ECONOMIC SURVEY (HINDI) 2017-18 PDF
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Tuesday, April 10, 2018
UPSC Study Notes 2018: Important Government Schemes to Remember
VisionIAS
18:34
This post is brought to you by Oliveboard, an
online exam preparation platform for government, banking and MBA exams.
Pradhan Mantri Jan Dhan Yojana (PMJDY)
· Announced in PM’s
Independence speech on 15th Aug 2014.
· Under this, a
person not having a savings account can open an account without the requirement
of any minimum balance and, in case they self-certify that they do not have any
of the officially valid documents required for opening a savings account, they
may open a small account.
· This scheme is
launched to carry out Financial Inclusion by ensuring that each household
should have at least 1 bank account
· Country Divided
into 1.59 lakh Sub Service area’s (SSA). One SSA has approximately 1000 to 1500
households.
· SSA’s without Bank
Branches were assigned Bank Mitra’s (Branchless banking)
· Subscribers get
RuPay debit card, with inbuilt accident insurance cover of Rs. 1 lakh, and
access to overdraft facility upon satisfactory operation of account or credit
history of six months.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
· Started on 9th May,
2015
· For all Bank
Account holders whose age is between 18 to 50 years
· The life cover of ₹
2 lakh is for the one year period stretching from 1st June to 31st May and is
renewable and Risk coverage under this scheme is for ₹ 2 lakh in case of death
of the insured, due to any reason.
· The premium for
this scheme is ₹ 330 per year which is to be auto-debited in one instalment
from the subscriber’s bank account
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
· Started on 9th May,
2015
· For all Bank
Account holders whose age is between 18 to 70 years
· The risk coverage
under the scheme is ₹ 2 lakh for accidental death and full disability and ₹ 1
lakh for partial disability at a premium of ₹ 12 per year which will be auto
paid by account holders bank account by “Auto-Debit facility”.
· Provided by all
public sector insurance companies.
Atal Pension Yojana (APY)
· Started on 9th May,
2015.
· APY is open to all
bank/post office savings account holders in the age group of 18 – 40 years.
· Subscribers shall
receive assured monthly pension from ₹ 1000 to ₹ 5000 based on their
contributions after the age of 60 years
· After the subscriber’s
death, the pension shall pass onto his/her spouse.
· The minimum pension
would be guaranteed by the Government, i.e., if the accumulated corpus based on
contributions earns a lower than estimated return on investment and is
inadequate to provide the minimum guaranteed pension, the Central Government
would fund such inadequacy. Alternatively, if the returns on investment are
higher, the subscribers would get enhanced pensionary benefits.
Pradhan Mantri Mudra Yojana
· Started on 8th April
2015.
· Loans given under 3
sub schemes –
· Shishu – up to
₹50,000
· Kishore – between
₹50,000 to ₹5.0 Lakhs
· Tarun – between ₹5
Lakhs to ₹10 lakhs
· Non-Collateral
Loans
· To promote
entrepreneurship among youth and help small businesses to expand.
· As on 23rd March
2018 the total amount of Loans disbursed under this scheme was ₹ 220596.05
crores
Stand Up India Scheme
· Launched on 5th April
2016
· To give bank loans
between ₹10 lakhs and ₹1 crore to at least one SC / ST borrower and at least
one Woman borrower per bank branch for setting up greenfield enterprises.
· In case of
non-individual enterprises at least 51% of the shareholding and controlling
stock should be held by a SC / ST or a woman entrepreneur.
· Implemented through
all scheduled commercial banks
· To benefit at least
2.5 lakh borrowers
· It is promoting
entrepreneurship amongst women, SC & ST category
· Government of India
has set up the Credit Guarantee Fund for Stand Up India (CGFSI).
· Dedicated Stand Up
India portal
Pradhan Mantri Vaya Vandana Yojana (PMVVY) –
Assured Pension of 8% for people aged above 60.
· Implemented through
LIC.
· Assured return of
8% per annum payable monthly
· Monthly interest
rate of ₹ 1000 for an investment of ₹ 1.50 lakh and ₹ 5000 for an
investment of ₹ 7.5 lakh.
· Policy period is 10
years.
· Person can get a
loan up to 75% of the purchase price
Hope this helps!
Vision IAS PT 365 International Relations 2018 PDF
VisionIAS
14:19
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Click Here to download POLITY AND CONSTITUTION PT 365 BY VISION IAS 2018
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Saturday, April 07, 2018
Vision IAS PT 365 Environment 2018 PDF
VisionIAS
09:56
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UPSC 2018 Study Notes: Judiciary V/S Executive
vision cse
05:24
This post is brought to you by Oliveboard, an online exam preparation platform
for government and banking exams.
The Supreme court judgement on the SC/ST act and
the subsequent review petition file by the govt on it has again brought forward
the tug of war between the Executive and the Judiciary. Therefore, it is right
time to go through the history of this contest and the various amendments and
judgements related to this matter. Also, Polity is an important component of
the GS paper of UPSC Civil services prelims, as for the last 7 years the
average weightage for polity questions is 15 marks and last year it was 22
marks making one of the make or break subjects for IAS Preparation.
Round 1
The issue starts right at the start of independent
India, when the Govt was carrying out Redistribution of land to implement the
socialistic principles envisioned in the constitution. Subsequently this move
was challenged in the court of Law based on Article 13 – Laws
inconsistent with or in derogation of the fundamental rights as
then Right to Property was a Fundamental right under Article 31. {this
was repelled by 44th amendment – 1978} and the
courts were giving decisions against the government.
The Govt therefore introduced the First Amendment
bill which added the 9th schedule to the constitution and all
the property related laws were put in this schedule. (please read other
provisions of this amendment as well from “Indian Polity by LAXMIKANT”,
this is important for IAS Preparation)
9th Schedule – Laws put under this
schedule cannot be challenged in the court of law.
The Supreme upheld this amendment in the Shankari
prasad (1953) and Sajjan Singh (1965) judgements.
Round 2
Golaknath Case (1967) – In the face of the 1953
Punjab Security and Land. Tenures Act, the state government held that the
brothers could keep only thirty acres each, a few acres would go to tenants and
the rest was declared ‘surplus’. This was challenged by the Golak Nath family
in the courts on the grounds of Article 14 and article 19 (f) and (g) –
Equality) and the case was referred to the Supreme Court. The question raised
was whether an amendment should be considered as a law as defined under article
13 of the constitution.
The SC decided that Amendment is a law, and all
laws can be reviewed by the court. The Judgement stated that Parliament cannot
amend the Fundamental Rights.
The Govt’s response to the Golaknath case was 24th and
25th amendment to the constitution. (Art 13 and 368)
24th amendment – 1) Parliament can
amend any part of the constitution including Fundamental rights.
2) Amendment is not a law
3)Compulsory for President to give his assent to
constitution amendment bill.
25th Amendment – 1) Curtailed the
Right to property by stating that laws relating to property cannot be
challenged n the grounds of Equality.
2) Provided that any Law made to give effect to
Directive Principles contained in article 39 (b) or (c) cannot be challenged on
the grounds of violation of rights guaranteed under article 14, 19 and 31.
Round 3
Kesavanand Bharti Case – In this case, Swami HH
Kesavanand Bharati challenged Kerala govt attempts to impose restriction on his
property under article 26 – Right to manage Religiously owned property without
Government Interference. This case also challenged the 24th, 25th and
29th Amendments passed by the Govt.
The Court Ruled that the 3 amendments challenged
were valid and confirmed that the Govt has the power to amend any part of the
Constitution including FR, as long as it does not alter the Basic Structure of
the constitution. Hence a new Concept the Basic Structure Doctrine was
introduced by the SC to curtail the amending powers of the Parliament.
Basic Structure has not been defined by the SC,
however it is based on the principles given in the Preamble. Over the years, SC
has confirmed the following as the part of the Basic Structure of the
constitution –
1. Judicial Review
2. Republic
3. Secular nature of the state
4. Article 14 and 19 of the constitution
5. Supremacy of the constitution
6. Welfare State
7. Free and Fair Elections
8. Unity and Integrity of the Nation
9. Parliamentary system
10. Separation of Powers. Etc.
The Basic Structure Doctrine was first used on the
Raj Narain v/s Indira Gandhi Case, where SC struck down the 29th Amendment
claiming, it prohibited Judicial Review which is a part of the Basic structure
of the Constitution.
Round 4
Govt passed the 42nd Amendment
which gave superior powers to the Parliament to amend the constitution. It
altered the Amending procedure and Scope.
SC Struck Down the 42nd Amendment
on the grounds that a Limited Amending Power itself is a part of Basic
Structure of the Constitution in the Minerva Mills Judgement 1980.
The Current situation is Govt can amend any part of
the constitution, provided it does not affect the Basic Structure of the
Constitution, which is to be Decided by the SC.
The last major chapter in the above war was 99th Amendment,
which established NJAC (National Judicial Appointments Commission) to replace
the collegium system. The Supreme struck Down the amendment, stating it
violated the Separation of Power’s principle (Executive Overreach) and
Independence of Judiciary.
We hope this post was useful for your IAS Preparation.
All the Best.
